Let's
Talk

Client Success Stories: Scaling Through Direct Access to Local Payment Schemes, With One API

As summer stretches on, we’re reflecting on the wide-ranging conversations with our clients at Money 20/20 Europe earlier this year.  Reconnecting at Banking Circle booth on the ground, discussions at this year’s conference served as a powerful reminder of our founding purpose: to give payment providers, banks, and fintechs the integrated global payments platform  that they need to deliver exceptional services to their own customers.

In an industry that is constantly evolving, diversifying and driven by demand for real-time transactions, reach and reliability, Banking Circle is committed to its role as the business-critical engine powering seamless payments and banking solutions. At Money 20/20, our partners made it clear how that support translates into real-world results.

TrueLayer: Unlocking Payments Infrastructure for Merchant Success
Ben Woodcock, Head of Product Partnerships at TrueLayer, summed it up perfectly:

“Supporting us with access to payments infrastructure is the key core element of the business that we ultimately repackage and bring to market for our merchants. You provide us with expertise and support – we are in the business of solving problems for our merchants, but we rely very heavily on the true payment and banking infrastructure experts – and that’s what we come to the Bank for.”

By giving TrueLayer access to robust, compliant, and scalable payment rails, we empower them to focus on innovation for merchants, knowing the foundation is secure and future-ready.

Wamo: Delivering Speed and Reach for SMEs
For Grant Saundars, CEO of Wamo’s Finnish entity, the relationship is about matching infrastructure with ambition:

“We got involved with the Bank about a year and a half ago and they’re the perfect partner for us as well as for our SMEs. It meets the demands of what a client needs – fast, efficient and effective payments. We do a lot of FX payments in the Nordics – we need local coverage, fast efficient payments.”

By combining local coverage with fast FX capabilities, Banking Circle helps Wamo serve SMEs that need frictionless cross-border transactions without the traditional delays or costs.

Payabl: Local Rails for Next-Gen Banking
Kristaps Zips, UK CEO at Payabl, sees local access as the key to tomorrow’s financial ecosystem:

“The Bank is doing one of the best jobs in the market at the moment – going directly to the market and having local rails is the key for the next-gen banking.”

Our commitment to building direct connections into local payment systems means partners like Payabl can deliver more competitive, relevant, and responsive services to their customers.

Nium: One API, Global Access
Global reach doesn’t have to mean complexity. As James Wilesmith, Director – Banking & Partnerships at Nium put it:

“We work as a bank, such as yourselves, to get access to local, real-time clearing systems, globally and in particular in Europe. The Bank’s products are fantastic – you give us access via one singular API, and access to 12–13 clearings globally via one single integration which means quick time to market and cost-efficient developments.”

This “one-to-many” model ensures our partners can scale quickly, expand into new markets, and launch new capabilities faster than ever before.

A Shared Mission
From API-powered global clearing to local FX optimisation, the conversations at Money 20/20 reinforced a mission in common for Banking Circle and our clients:to enable faster, more reliable, and more connected payments everywhere.

We’re proud to be the partner that they trust to take on legacy payment infrastructure so they can focus on building the customer experiences of the future.

Want to learn more about the work we are doing? Get in touch here.

Scroll to Top