Esther has an extensive background in strategy and execution, sales and business development, digital transformation, and building high-performing teams in the Banking and FinTech industry.

Esther currently advises Holland FinTech, a digital finance community in the Netherlands, and is an Executive Board member of the European Women Payments Network. Esther was formerly a partner at Innopay, a Dutch strategy consultancy firm in digital transactions, where she led the Banking, Payments and FinTech practice. Prior to joining Innopay, Esther spent more than 10 years in global transaction services at ABN Amro and the Royal Bank of Scotland.

Mitch Trehan is the UK Head of Compliance and MLRO at Banking Circle, and is a regular speaker at industry events. Mitch has more than 18 years’ experience in Corporate Banking and in FinTech, having worked for companies including Citi, Barclays, JP Morgan, Ebury and Currency Solutions.

Mitch sits on the executive committee for the Association of Foreign Exchange & Payments Companies (AFEP) and is involved in a number of industry initiatives with the Emerging Payments Association, UK Finance, the Financial Conduct Authority, and HM Treasury.

Since graduating with a Masters in AI & Machine Learning, Philip has spent the past 16 years in the Financial Crime field. Starting out in Fraud Detection, Philip has since held senior Financial Crime roles across four continents, for institutions including VISA, Barclaycard, Morgan Stanley, and ClearBank. Philip is currently the Group Director of Financial Crime for Revolut, and has a keen interest in making good Compliance a genuine competitive advantage.