SEPA Credit Transfers

The SEPA (Single European Payments Area) Credit Transfer scheme was established in March 2013 to allow payments to be settled across 36 SEPA zone members within Europe, as a low-cost local payment.

SEPA Credit Transfer Scheme functionalities through Banking Circle:

  • Same-day settlement available
  • Can be sent through the Banking Circle web platform or via our API
  • Supported currency: EUR
  • Account configuration – DE BIC & IBAN
  • No correspondent fees
  • No landing fees
  • No limit to transaction value
  • Processed in the same way as a local payment, anywhere across all SEPA countries
Other Solutions

Banking Circle’s compliance model provides Payments businesses and Banks and their customers with fully secure and compliant transactions.

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Banking Circle provides a range of offerings to meet the payments needs of Banks and Payments businesses, and their customers.

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Banking Circle delivers access to a global IBAN account infrastructure, through a platform from which they can trade forex and make international payments.

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Virtual IBAN

Banking Circle Virtual IBAN allows Banks and Payments businesses to issue multi-currency IBAN accounts for customers in their own name.

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