Banking Circle Payments API

Based on the REST technology and combined with a modern developer portal, Banking Circle’s open API enables Financial Institutions to connect automatically and directly to the Banking Circle payment infrastructure for real-time processing.

Delivered via our state-of-the-art, legacy-free technology, our secure and reliable API brings you as close to the national clearing schemes as practically possible, without the need for your own banking licence and with low operating costs and fees.

Easy and flexible to use, our API uses best practices and standards such as REST, JSON responses as well as standard HTTP codes and standard OAuth2 authentication.

Financial Institutions receive automatic payment status reports, which can be imported into their TMS for reconciliation purposes. The reports include balance and transactional information to enable Banks and Payments businesses to match account entries to original instructions.

All payment types are accepted through Banking Circle Payments API.

Payments API access through Banking Circle:

  • Instruct single and bulk payments
  • Instruct payment converting currencies to internal and external beneficiaries
  • Create beneficiaries
  • Request real-time status updates on balances and payments
  • Access various reports in relation to accounts and activity

The Banking Circle team is here to guide and support you throughout the entire implementation process to ensure the optimal solution for your business.

Are you a TPP/AISP/PISP? Have a look at our Payments API – Guide for Developers or Contact us to get onboard.

Banking Circle web platform

The Banking Circle web platform allows instant and easy access to Banking Circle’s payment infrastructure without requiring any development or integration.

It enables Banks and Payments businesses to handle any foreign exchange conversions as well as the full payment flow – including payment initiation, approvals and reporting – through an intuitive and PSD2-compliant web interface.

Banking Circle web platform capabilities:

  • Instruct single and bulk payments
  • Create recurring payments and manage with ease
  • Create and manage beneficiaries
  • Transfer funds cross currency both internally and externally
  • View and report on all accounts and activity
  • Schedule reporting to download in PDF, CSV or JSON
  • User access granted with required functions and approval flows
  • Easy access to user guides
Other Solutions

Banking Circle delivers access to a global IBAN account infrastructure, through a platform from which they can trade forex and make international payments.

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Virtual IBAN

Banking Circle Virtual IBAN allows Banks and Payments businesses to issue multi-currency IBAN accounts for customers in their own name.

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Bank accounts

Our accounts deliver full transparency and faster settlement, enabling financial institutions to offer their customers a full transactional service.

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