The National Automated Clearing House Association (NACHA) is the ACH in the United States and an organisation for the payments industry responsible for representing nearly 10,000 financial institutions via 12 Regional Payments Associations and Direct Membership.
In its capacity as an ACH network operator, NACHA is responsible for managing operating rules, enforcement and risk management, and network development.
As an industry trade organisation, NACHA provides education and accreditation, and acts as a knowledge hub for the financial industry, advising on electronic payments.